Investment Calculator

How do I use the Buy to Let Investment Calculator to calculate a buy to let investment return?

1 - Work out your share of costs

1. Input the property's price
2. Input your deposit amount
3. Input the mortgage valuation cost
4. Input how many investors there are

The calculator works out your share of costs, including a breakdown of the components such as Stamp Duty, Land Registration and Legal Documents.

2 - Work out your annual rental return

1. Input the expected annual rent
2. Input the cost of maintenance
3. Input the cost of insurance
4. Input any other costs

This part of the calculator works out your potential return on investment, critical in your decision as to whether to proceed.

3 - Calculate your Buy to Let mortgage

Input your mortgage interest rate and term.

This works out your individual mortgage repayment cost per month.

4 - Work out how much you'd make on a sale and your return on initial investment

1. Input how many years will be involved before selling
2. Input a figure for missed rentals - this is to avoid too optimistic a projection

Your %age return on initial investment is the critical figure as a judgment on the quality of your proposed investment.

If you have any queries about how to use the Buy to Let Investment Calculator, just call 0207 112 5388 or send an email to help@shareamortgage.com