Complete Help to Buy service for First Time Buyers
Including Mortgage Brokers, Solicitors & Surveyors



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0333 344 3234 (Local call charge) M-F 9am-6pm Sat 11am to 1pm Get a Help to Buy Online Quote
Free - No Obligation - All Inclusive Quote

Help to Buy Billericay

23/11/2015
We support you through the whole Help to Buy Process using hand selected mortgage brokers, solicitors and surveyors

Help-to-Buy-MortgageHelp to Buy Mortgage Brokers
Exclusive Help to Buy mortgage products with independent advisors who have access to the whole of the mortgage market - not just one mortgage lender. Book a free Independent Mortgage Broker appointment.



Help-to-Buy-ConveyancingConveyancing Solicitors

Specialist Help to Buy lawyers able to lead you through the complex process of buying your new build leasehold property. We provide Fixed Fee quotes protected by a No Sale No Fee. Book a free Help to Buy Conveyancing Solicitor Quote.


Property-Survey.pngProperty Surveyors

We have a network of Local RICS surveyors ready to inspect your property to identify potential snags which can cost thousands of pounds to repair. Book a free Help to Buy Home Buyers Survey Quote.


Help to Buy Agent for Billericay
The Help to Buy Agent for Billericay is Help to Buy East & South East (click to go to website) and you can contact them at:

Address:
Help to Buy East and South East,
bpha Limited,
Bedford Heights,
Manton Lane,
Bedford,
MK41 7BJ

Email: helptobuyeastandsoutheast@bpha.org.uk

Tel: 03333 214 044
Fax: 01234 221 229

The Government is running the  Help to Buy: Equity Loan  (scheme ends in 2022) for First Time Buyers in Billericay;
 
you'll need a minimum of a 5% deposit and a Help to Buy mortgage. 

NB The Help to Buy Mortgage Guarantee scheme ended 31 December 2016.

Help-to-Buy-ISA
TIP - Get your Help to Buy ISA
If you have not yet done so already you should look to take out a Help to Buy ISA through the Government. You can put in a one off lump sum of £1,000 to start along with your first monthly investment of £200 - remember for each £200 invested the Government contributes £50 towards the purchase of a property.  Click to find out more about the Help to Buy ISA .

What is Help to Buy?

The Government’s Help to Buy Equity Loan initiative in Billericay allows eligible people to buy properties with as little as a 5% deposit. The maximum purchase price of any property you buy is £600,000.

The Government provides you with a loan of up to 20% of the property's purchase price and you have to secure a mortgage for the remaining 75%

For properties in the London area, the London Help to Buy scheme operates. It is broadly the same as the Help to Buy Equity Loan, except the Government provides a loan of up to 40% of the purchase price, to reflect the higher property prices in London, so a mortgage must be secured for the remaining 55% of the purchase price.


Information about the properties you can buy using the Help to Buy Equity Loan scheme in Billericay can be found by contacting your local Help to Buy agent. Their contact details can be secured by enquiring to the Basildon Council, The Basildon Centre, St. Martin's Square, Basildon, Essex, SS14 1DL, telephone 01268 533333.

The Help to Buy initiative also has some specific targeted schemes within it, most notable of which is Armed Forces Help to Buy (click to find out more).
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About Buying a home in Billericay

Property Prices in Billericay

The current average property price in Billericay is £402,705 and this has increased by 11% compared to last year. As with any property purchase you must budget for if a property goes up in value, as well as down.
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Help to Buy Equity Loan repayments, mortgages and selling your home

When you use the Equity Loan to buy a property in Billericay, no repayments on the Government loan need to be made for 5 years.

The loan is cheaper to finance than it would be on the open market and you only have to get a mortgage for a maximum of 75% of the property’s value. 

That said, the Government has a charge on your property in Billericay, worth up to 20% (40% for London Help to Buy), as well as the mortgage lender’s charge. Until the Government loan is repaid, on sale, the Government will be due up to 20% of on any increase in the property value.

If you would like advice more about the Help to Buy schemes, call 0333 344 3234.

We have recently completed home moves for clients in Billericay:

Completed Property
 34 Bellevue Road, Billericay, Essex CM12 9HD

Completed Property
 25 Chantry Way, Billericay, Essex CM11 2AT

Completed Property
 11 Margeth Road, Billericay, Essex CM12 9UT

Completed Property
 84 Lampern Crescent, Billericay, Essex, CM12 0FD

Completed Property
 26 Chantry Way, Billericay, Essex, CM11 2AT

Do you need Help to Buy Solicitors?

We tailor our Help to Buy conveyancing quotes to your specific transaction and include all of the work required to complete your conveyancing in our fixed fee. Our conveyancing solicitors help home movers throughout Billericay and the surrounding areas and ensure the quotes we provide are fixed and competitive.

Call 0333 344 3234 to get a fixed fee Help to Buy conveyancing quote tailored to your property.

Help-to-Buy-Conveyancing-Specialists
 

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