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Shared Ownership Solicitors Huddersfield

Low Cost Conveyancing
Competitive Conveyancing Fees
The shared ownership conveyancing process differs to a standard sale or purchase and you'll want to make sure that the costs don't go up. We only give Fixed Conveyancing Quotes which include all the work in just one low price.

No Sale No FeeNo Sale, No Fee Conveyancing
Our quotes include as standard our No Sale No Fee cover which means if for any reason your transaction should fall through, you won't incur the costs of the legal work to date. Read our No Sale No Fee Policy by clicking here.

Local ExpertiseYorkshire Professionals
Our solicitors use their local knowledge of Huddersfield to ensure your home move completes as smoothly as possible. We have worked with most of the leading local estate agents and have direct connections with Kirklees Council. 

Conveyancing Quality Scheme CQSConveyancing Quality Scheme & On All Mortgage Lender Panels
The Law Society have awarded our solicitors the CQS badge of excellence which means we are able to deliver conveyancing services in Huddersfield to the high standards expected; which are regulated annually. We are also able to work with any mortgage lender in England & Wales including Metro Bank, HSBC, Santander & Halifax Plc.

Call 0333 344 3234 to get your quote (Local rate call charge) 

Who is eligible to buy shared ownership properties?

Criteria for eligibility for shared ownership do vary and this is also the case for shared ownership properties in and around Huddersfield. Normally, you can purchase a property via shared ownership if:

BulletYour household earns £80,000 a year or less (for London this becomes £90,000).

BulletYou are a first time buyer or you used to own a home but cannot afford one now or you are an existing property owner and wish to upsize to a larger property, for example to meet the needs of a growing family.

BulletYou rent a housing association or council property.

NB Shared ownership eligibility criteria changes from time to time; to ensure that you are currently eligible please check the Government's latest published information about Buying through Shared Ownership

Shared Ownership Example

If you were to buy a 25% initial share of a £200,000 property in Huddersfield, it means your share would be worth £50,000.

For this, if you had to save a 10% deposit, this would mean you having to save £5,000. You would have to get a shared ownership mortgage for the rest of the share, i.e. you would have to borrow £45,000 from a lender.

You could choose to pay stamp duty on the whole £200,000 value of the property but you would not need to, because your £50,000 share is less than the £125,000 threshold, above which you have to pay the tax.

You would have to pay £20 to the Land Registry for registration fees, because the value of your portion of the property is between £0 and £80,000, but if the property is a new build and is being registered for the first time, you would have to pay £40.
What is Shared Ownership?
Under shared ownership, you buy a share of a property from a housing association, this is normally 25% minimum, and you pay rent to the housing association on the remaining share.

If you are eligible to be a shared owner - discussed below - and want to buy a shared ownership home in Huddersfield, Golcar, Elland or anywhere in Yorkshire, you have to do two things:

1. Save enough money for a deposit on the percentage share you want to buy.
2. Get a shared ownership mortgage from a lender to cover the rest of the sum you will need.

Shared ownership schemes exist to offer home ownership to those whose resources aren't enough to buy homes on the open market. 

After you've lived in your shared ownership property for at least a year, the option is normally open to you to buy larger shares in your home - this is known as staircasing. For more information about this, please read Staircasing Shared Ownership.

Shared ownership conveyancing has more complications than basic residential conveyancing - it involves more parties and more complex contracts - you can read more about this here). You should always look to hire an experienced shared ownership conveyancing solicitor to conduct your conveyancing because they will have knowledge of the procedures and deadlines involved. Inexperience can mean delays and having to fork out far more money than you bargained for. 

You can find out about shared ownership in Huddersfield by contacting Kirklees Council by letter to Civic Centre 3 Market Street Huddersfield HD1 2YZ or by phoning 01484 221 000.

Question-Mark.pngHow do you Apply for Shared Ownership in Huddersfield?
We work with all the Housing Associations throughout Yorkshire including L&Q, Family & Mosaic, East Thames Homes and  A2 Dominion. You can see the details for all housing associations in London here - List of Housing Associations for Shared Ownership in and around London


Our Conveyancing Solicitors are experts on Shared Ownership in Huddersfield.

Please rest assured that our fixed fee conveyancing quotes ALWAYS cover all the work that your appointed solicitor must do to finish your shared ownership conveyancing. We are used to providing conveyancing services in and around the Huddersfield area and our solicitors always make sure that our quotes are fixed and competitive.

Call 0333 344 3234 for a tailored, fixed fee conveyancing quote.

Shared Ownership Solicitors Quote


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