Shared Ownership Solicitors Kent

Shared Ownership Solicitors - Call 0333 344 3234

Conveyancing Solicitors
Avg. Property Price in Kent - 2015: £283,049
Avg. Property Price in Kent - 2014: £257,317
Increase Compared to Last Year +10%
Avg. Rent in Kent - 2015 £1,046PCM
Total Properties for sale in Kent - 2015: 13,402
Population of Kent - 2015: c. 1,494,000
ME15 7UL
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Shared Ownership Solicitors Kent

If you're looking at shared ownership properties in Kent, our dedicated team of proactive, experienced and friendly conveyancing solicitors and surveyors are all you need for your move. All the expertise needed to sell or buy a shared ownership property can be accessed in just one firm and we work to make the process hassle-free. 

Although Shared Ownership can be complex, we are there to help you overcome any challenges throughout. You may be buying your first share, going through staircasing to build up your share of your property or selling your share; regardless of the situation, we know that our solicitors and surveyors can assist you.

We always give you a transparent, fixed fee quote for the work your shared ownership solicitor will do for you. This fee won't change as the process continues.unlike so many of our competitors. Our solicitors can also provide other relevant services such as will drafting, shared ownership agreements, , guidance on collaborative buying, advice on landlord disputes and much much more. As before, all quotes are transparent and fixed fee. 

We always ask for feedback from you about our quality of service once we have successfully helped you move and during any process, we work our hardest to make sure you're content. If you have any questions or issues during the shared ownership process, please call or email us. Our reputation rests on our Shared Ownership solicitors' service to our clients: they will do all they can to ensure you complete as smoothly as possible. 

If you'd like to find out more about our Shared Ownership Solicitors in Kent , call us on 0333 344 3234 or email us at

What is Shared Ownership?

Shared ownership schemes exist to help those who don't have enough to buy a leasehold or freehold outright to purchase a property by dividing the ownership with a housing association. They buy a share of anywhere between 25% to 75% of the full value of a property, and the housing association keeps ownership of the remaining Shared Ownership Solicitors Kent share. They pay monthly rent to the association to cover the share they don't own. 

If you can get a shared ownership mortgage and a deposit, you can become a shared owner. As an example, to own a 50% share (£75,000) of a flat worth £150,000, you'd need to get a mortgage for £67,500 if you had to put up a 10% deposit for the share (£7,500).

Shared ownership solicitors carry out your conveyancing for you and handle liaisons with the housing association and your mortgage lender. The process is generally more time-consuming than for normal conveyancing

When you've completed your shared ownership purchase,  you can purchase more shares in your property from the housing associationoften subject to a period of time elapsing.

When you want to putting your property on the market, if you own 100% of the property, you can sell it entirely by yourself. Normally, your housing association has right of first refusal on buying the property back, holding the right for 21 years. If you own just a share of your home, the association exercises the right to find a buyer.

You must pay the housing association for a valuation of the property to work out its current market value, a percentage of which is what the housing association will pay on buying back your share. 

Given that a valuation only lasts 3 months, if you haven't completed your shared ownership conveyancing in this time then you'll have to make sure that the association is still happy to go ahead on the basis of that valuation. It might insist that you pay for a further valuation of the property. 

Fixed Fee Shared Ownership Solicitors in Kent

Shared Ownership Solicitors charges are higher than for more standard conveyancing. This is because there is additional work involved in the shared ownership process. Most often, cheap shared ownership solicitors don't give a final fee quote, offering a low initial estimate that isn't fixed.

We always give a fixed conveyancing fee quote for our shared ownership solicitors which includes all legal fees in one fixed quote including the bank transfers, mortgage, leasehold, shared ownership and admin fees.
Fixed Fee Shared Ownership Solicitors Kent

You should always make sure you find out what's the most you'll be expected to pay when comparing quotes between companies who don't fix their quotes when offering shared ownership solicitors. People invariably discover, after receiving a cheap conveyancing quote that isn't fixed, that they end up having to pay £100s more than they'd originally bargained for.

Our shared ownership solicitors fixed fee quote includes all legal fees you need to pay for when buying or selling your property. You can therefore use this figure constructively when working out your overall budget for moving home.

Need our help? Ensure you are comparing like for like when you are comparing quotes by calling us on 0333 344 3234 and let us help you. We relish making sure you get a fixed, unchanging quote at a highly competitive rate!

No Sale No Fee Shared Ownership Solicitors in Kent

After you've collected your keys from the housing association and moved in, you can relax, knowing that your conveyancing process has completed successfully. Sadly, up to that point, the process could fall through, particularly in the Kent market. No Sale No Fee Shared Ownership Solicitors Basingstoke


All our quotes are backed with our no sale no fee guarantee to cover situations causing your conveyancing to fall through. We carry on working for you for no extra cost until you've successfully completed a house move.


Call us on 0333 344 3234 and speak to one of our experts find out more about our no sale no fee conveyancing solicitors.

Fast Shared Ownership Solicitors Kent – Our top tip

If you are buying a shared ownership property in Kent and want your conveyancing to happen as rapidly as possible, you should instruct your solicitor even before you have had an offer on a shared ownership property accepted. 

That way, this essentially is already in place and additionally, the knowledge that you have already instructed a conveyancing solicitor can convince a housing association of your serious intent to purchase, giving you more chance of eventual success. 

In a seller's market, this can make all the difference. The housing association will be aware that you've organised yourself and this will make them think that they themselves will be able to get their conveyancing done more quickly: a virtuous circle!

Staircasing your shared ownership

Once you've bought the first share of your shared ownership property, you can look to buy more shares in it. This process is known as 'staircasing'.
Staircasing Shared Ownership Solicitors Kent
What your home's value is and when you want to buy the share will determine the staircasing cost. Should property values in your area have risen, you'll pay more for your second share than you will for your first share. Similarly, should values have decreased, you'll pay less than you did originally.

The housing association charges you for your property's valuation and when the result comes through, you will find out what buying an extra share will cost.

Stamp duty is a matter to be factored in when staircasing because you may become liable for it or become liable to pay an increased amount of it. Should you need to know what your position is when staircasing, please call us: it's worth bearing in mind that stamp duty can cost you £1000s when you decide whether to staircase or not.

Who can do Shared Ownership in Kent?

Not everyone is eligible for shared ownership and Kent's housing associations have their own area-specific criteria.

In general you are eligible to become a shared owner in Kent if:

  • your household earns £60,000 a year or less
  • you’re a first-time buyer (or you used to own a home, but can’t afford to buy one now)
  • you rent a council or housing association property

You are also limited to only being allowed to buy leasehold properties. Kent has a number of housing associations including Otter Housing, Langtry House, CRI, Trinity Foyer, MHS Homes, Stonham, Hyde, Orbit South, Sanctuary and Thanet Community among many others.

Property Statistics & Council Tax Bands in Kent

Council tax band
for Canterbury, Kent
Market value
Market value
Council tax 2015-6
  Canterbury, Kent
A £0 £40,000 £998.10
B £40,001 £52,000 £1,164.45
C £52,001 £68,000 £1,330.80
D £68,001 £88,000 £1,497.15
E £88,001 £120,000 £1,829.85
F £120,001 £160,000 £2,162.55
G £160,001 £320,000 £2,495.25
H £320,001 Over £2,994.30
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