Help your Child to Buy

Help Your Child to Buy

Help your Child to Buy

Buying a home with your children can help them get onto the property ladder because you increase their buying power with your salary and additions to deposit funds.

You also keep control because your name is 'on the deeds' as your children gain in independence and responsibility stemming from looking after the property and keeping up monthly repayments.

Find out more about the Help your Child to Buy - Buying Option

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Help your Child to Buy - with a Gift

At Share a Mortgage, we give you the option to gift a property to your children. You can either gift a large enough deposit so that your child can get a mortgage, or the full value of the property.

Remember, you can gift any amount of money to your children tax free.

Find out more about the Help your Child to Buy - Gift Option

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Help your Child to Buy as a Guarantor

At Share a Mortgage, we give you the option to buy a property with your children with you acting as guarantor for their mortgage. As guarantor, mortgage lenders are more likely to lend and may offer a larger mortgage.

The mortgage lender takes into consideration your income and assets which boosts the buying power of your child, with the additional security that you pay the mortgage if your child doesn't.

Find out more about the Help your Child to Buy - Guarantor Option

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Help your Child to Buy with a loan

At Share a Mortgage, we give you the option to loan your children money to buy a property. Your loan not only gives your children more buying power but means that the mortgage figure they need to buy their home will be less and monthly repayments will also be lower.

You set the conditions for your loan; when and under what circumstances it is to be paid back.

Find out more about the Help your Child to Buy - Loan Option

The Independant

Two million can't afford to move out of their parent's home

Almost 2 million young working adults are still living with Mum and Dad, research from Shelter published today shows.

 
The Times

Renters fear they are missing out on life milestones

Many people clearly feel 'stuck' and unable to proceed through life's milestones because they can't afford to get on the housing ladder...

 
Daily Express

Hard up students face testing times ahead of university

According to research from Shareamortgage.com, around four million 18-to 34-year-olds are living at home with their parents

 
 
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Conveyancing

Conveyancing Services

No move, no fee, no worries, Fixed Fee, no surprises

 
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Property Surveys

RICS qualified Surveyors, same day call to discuss

 
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Mortgage Advice

Access to the UK's best mortgage rates with independent mortgage advice

 
 
 
 
 

Still living with parents?

For more information call us now on

0207 112 5388