News Articles

 

George Ezra Shares with A Stranger (Tamara!)

Singer George Ezra's new album 'Staying At Tamara's' has a wonderful house-sharing story attached to it and one which indeed gave the title to the album! The 'Budapest' singer revealed in various media reports that he took himself away from his native London to spur his creative juices to...
05/02/2018

Property Buyers Match must draw up a co-ownership agreement

Property Buyers Match must draw up a co-ownership agreement Property Buyers Match must draw up a co-ownership agreement to protect their share in the property. When you buy a property jointly with friends, family, flat mates, you share the property as tenants in common.  The definition of...
18/01/2018

Care and Share With The Elderly

While you're weighing up various options for rented accommodation, you may well wish to consider if the opportunity to care and share with the elderly suits you. What normally happens is a younger person moves into and shares the home of a single, elderly person and pays either an affordable rent -...
11/01/2018

How to successfully buy a home with a stranger

30 years ago the thought of buying a home with a stranger may have been something that no one would consider seriously. Now with home ownership on the decline and property prices at record breaking levels, first time buyers are teaming up with other like-minded buyers they've met online to get...
02/01/2018

House Sharing Tips Part 7: Share with someone who is creative!

House Sharing Tips Part 7: sharing a mortgage and a house to access the property ladder is undoubtedly taking a positive step in life: it is your investment into a brighter future; having aspirations and dreams which you work hard to achieve is pure creativity and finding a house sharer who also...
18/12/2017

House Sharing Tips Part 6: Share with someone in your family

When considering who you might share a mortgage and house with to get on the property ladder, it is reasonable to consider members of your own family early on in the process. Should Ed Miliband get the keys of 10 Downing Street in the 2015 election, he won't be sharing with his brother...
16/12/2017

House Sharing Tips Part 5: Share with Someone who Creates the Right Environment!

House Sharing Tips Part 5: now you've opted for sharing a house with others as your way onto the property ladder, you'll need to ensure that anyone you share with will help you create the right environment for sharing. Not only must you find sharers that you personally get on with but these must...
13/12/2017

House Sharing Tips Part 4: Share with someone you get along with

House Sharing Tips Part 4: house sharing with someone you get along with is a must. It is why most experts are predicting No 10 being shared by Ed Milliband and Nicola Sturgeon if Labour gets the most seats after the Having many things in common with someone is highly important for...
09/12/2017

Barclays Bank suggests buying in a group

Barclays Bank suggests buying in a group Being able to afford to buy a property in England is becoming harder with rising house prices and a shortage of properties to buy. The Government are doing what they can with Help to Buy and Shared Ownership, but neither are solutions for affording to the...
08/12/2017

House Sharing Tips Part 3: Share with someone you know

House Sharing Tips Part 3: house sharing with someone you have lived with before is for for many the most obvious choice. In fact some analysts are suggesting this will be the most likely decision for David Cameron, if the Conservatives don't get a majority vote, is to continue their house sharing...
06/12/2017

Share a Mortgage and save thousands in rent

Share a Mortgage and save thousands in rent First-time buyers typically spend around £42,000 renting over seven years before owning their own property, according to research from Santander mortgages. For an average UK house worth £250,000 they will also have had to secure at least a...
05/12/2017

Protect Yourself from Identity Fraud

Make Sure Your Profile Attracts the Right Mortgage Buddy and Not an Identity Thief We are very responsible in helping people understand how to stay safe when first getting to know someone online, and once you are happy, in person. An area less touched on however, is the risk of falling foul to...
04/12/2017

Share a Mortgage with different shares of deposit: joint ownership protection

People often ask us if there is a way to protect their individual financial interests if they share a mortgage with someone but each sharer has an unequal amount of deposit Below, we've printed one such question and our answer, which we hope illustrates how you can do just this when...
03/12/2017

House Sharing Tips Part 2: Don't upset the neighbours

House Sharing Tips Part 2: upset neighbours can make sharing a home hard and there is nothing worse than living with someone who keeps upsetting your neighbours. You need to consider who you share your house with carefully as, while a harmonious share can work brilliantly, choosing the wrong person...
02/12/2017

House Sharing Tips Part 1: It's Not Forever!

House Sharing Tips Part 1: house sharing with others can sometimes be the best and only realistic way to become property owners. What can put people off is the thought of sharing ownership of a property with other people, whom you may fall out with, and having to stay in the arrangement...
01/12/2017

Share a mortgage with friends

Share a mortgage with friends Remember the iconic American series 'Friends': 6 people rent a property together. With rising house prices and rent increases, the friends are looking to buddy up and buy their own property, sharing the space just like in 'Friends'.  Share a Mortgage provides a safe...
01/12/2017

Rent or Buy?

Rent or Buy? (or To Rent or not To Rent...) Rent or Buy...That is the question. Are you stuck renting? Do you want to buy your own home but can't afford it on your Did you know we host a whole community of like-minded people who all want to pool resources so they can buy their own...
29/11/2017

Save time getting your house deposit

House deposit - saving up enough deposit to secure a mortgage and get on the property ladder can be a daunting prospect but, like so many things in life, it's all about planning, preparation and taking your opportunities. For a standard - 10% - deposit for an average house in the UK [corrected for...
22/11/2017

Buddy Up with Share a Mortgage

Buddy Up with Share a Mortgage Searching for a Mortgage Buddy is easy: you'll be able to find the right person to share a mortgage with by examining their detailed profile. You can search by:  Amount of deposit you are looking for Location you want to buy in Pets/No Pets Smoking/No Smoking...
21/11/2017

Share a Mortgage with low incomes

Question from Celia George about Sharing a Mortgage with low incomes Hi there, my request might seem off the wall, but maybe you can help me. My name is Celia George, I’m 23 and have recently finished a course in the entertainment industry; Acting dancing, singing.  I am slowly getting some...
17/11/2017

Share a Mortgage to buy in London

Sharing still best for buying in London as conditions tighten Lloyds, the UK's largest mortgage lender, has decided to cap mortgages of more than £500,000 to no more than 4x a borrower's salary to lessen its exposure to default. The group, which owns mortgage brands including Halifax, Bank of...
15/11/2017

Pros Cons of Joint Ownership

Pros Cons of Joint Ownership Everyone wants to own their own property; however until you earn enough money, you’ll either spend thousands in rent or get stuck living at home with mum and dad. These seem to be the only perceived options, however you could joint own a property and get on the...
13/11/2017

Protect Your Personal Data

Protect Your Personal Data – Keep Your Eye on the We are spending more and more of our time online and it’s important to stay vigilant as to where and with whom you share certain types of personal information and data. This is especially so when talking to people at Share a Mortgage. Even...
13/11/2017

Leaving University - next steps getting a job and joining the property ladder

Leaving University - next steps getting a job and joining the property ladder You’ve just spent 3 to 5 years of glorious independence; studying at University to set yourself up for a career down your chosen path. You have bathed in the celebrations of getting a 2:1 or just missed and got a 2:2,...
06/11/2017

How Does Share a Mortgage Work?

Share a Mortgage - a brief overview... Share a mortgage: this device is aimed at the millions of people in the UK who want to buy a property, but can't afford to do it on their own. Whether you are living at home, renting or an investor looking to share a buy to let property; you can find someone...
04/11/2017

The Generation of Renters

The Generation of Renters A growing number of people in the UK are stuck in the rent trap. Figures from the most recent National Census have shown that in the decade from 2001 to 2011 the proportion of those owning a home fell for the first time down to 65%. Reasons for this include rising house...
19/10/2017

Wasting My Young Years

Wasting My Your Years Renting? Is Share a Mortgage the solution? London Grammar might have meant something else when they spoke of wasting their young years, but it is interesting to think how true this could be when thinking about the years renting. The London Grammar analogy may have more...
18/10/2017

Joint Property Ownership - Is a mortgage buddy for you?

Joint Property Ownership - Is a mortgage buddy for you? Friendship is a term people use all the time, but it means very different things to different people. Some may reserve the word ‘friend’ for a small group of people they can count on one hand, whereas others may class 1,000s of...
15/10/2017

Sign Up to Share a Mortgage

Sign up for FREE to Share a Signing up to Share a Mortgage is FREE and couldn't be easier; you can even log in using your Facebook details. Once you have signed in you can start your search to find a Mortgage Buddy and use our helpful tools and guides leading you to the ultimate goal of...
05/10/2017

Buy to Let student accommodation

Buy to Let student accommodation - Tips for Parents Buy to Let student accommodation has risen in line with the UK's growing student numbers. According to UCAS, 413,000 school-leavers started their first degrees in autumn 2014. In London, one property investment firm claimed that students have...
04/10/2017