News Articles

 

Cohabitation Agreement is Essential for Unmarried Couples

A Cohabitation Agreement is essential for any unmarried couples, or even friends or family, that live and own a property together. There has been a massive increase in the number of cohabiting home owners over the past 15 years as the cost of living has made it more economical to share a living...
03/12/2018

How Does Share a Mortgage Work?

Share a Mortgage - a brief overview... Share a mortgage: this device is aimed at the millions of people in the UK who want to buy a property, but can't afford to do it on their own. Whether you are living at home, renting or an investor looking to share a buy to let property; you can find someone...
03/12/2018

Share a Mortgage to buy in London

Sharing still best for buying in London as conditions tighten Lloyds, the UK's largest mortgage lender, has decided to cap mortgages of more than £500,000 to no more than 4x a borrower's salary to lessen its exposure to default. The group, which owns mortgage brands including Halifax, Bank of...
03/12/2018

Share a mortgage with friends

Share a mortgage with friends Remember the iconic American series 'Friends': 6 people rent a property together. With rising house prices and rent increases, the friends are looking to buddy up and buy their own property, sharing the space just like in 'Friends'.  Share a Mortgage provides a safe...
03/12/2018

Moving Out After Uni - Buy a House or Go Travelling?

For many students, life after university involves wanting to ‘see the world’, particularly when the obvious - and humdrum - option is returning home after university to live with your parents! The 'University of Life' has a very strong lure; this is entirely understandable as you are young...
18/06/2018

Moving Out After Uni? Share a Mortgage!

Life after university can be a strange time. The obvious living options are continuing to rent, or moving back in with Mum and Dad. However are these your most productive options? You can get on the property ladder by clubbing together to buy a home with the friends you made when studying......
18/06/2018

Celebrity Shares!

You can easily find further inspiration regarding property sharing by looking at the number of stars and megastars who've shared a place with other stars and megastars at some point in their careers. Like all things in life, you get out of a share what you collectively put into it. Most...
05/06/2018

7 Essential Tips for Budgeting in a Home Share

You'll know quite how much budgeting is involved if you've bought a home or are looking to buy one (we have a number of tools to help you if you're interested) but what about organising the household budget when you move in? The following tips can apply just as much if you're renting and...
16/05/2018

Why wait? Start your journey towards home ownership today

So you've got some goals in life. Why wait for something to happen before you work to achieve them? You never have to look too hard to find click bait articles devoted to things you should have done before 30...or 50...or 70... and hopefully higher with advancing science. IF you...
18/04/2018

Thinking of sharing a home? It's like dating!

In so many ways, vetting someone concerning the possibility of sharing a home with them is very like dating. Now we must stress at the outset, you may not, of course, be choosing either to a) share a home with someone who is your partner or b) share a home with a complete stranger. Like...
13/04/2018

10 Tips for Introverts for Sharing Homes

Firstly, just in case, we need to define what an introvert is. Here's one possible definition: 'An introvert is a a person who tends to shrink from social contacts and to become preoccupied with their own thoughts’. Basically, you need time to recharge your batteries and...
09/04/2018

Share - and watch those bills tumble!

Share a Mortgage has in the past given reduced bills and expenditure as a really powerful reason to share a home with others. Now that the financial year has ended, we think it's a good time to reiterate this or encourage you if you haven't fully looked into the matter. Cut your Council...
03/04/2018

Sharing With Strangers: Success Stories

Sharing with strangers might seem an incredibly risky or even unwise thing to do, but what if we said that in doing so, you might all end up happily owning your own property for the first time? Failing that, you can sometimes find a sharing situation, whether renting or otherwise, where the...
22/03/2018

Sharing Inspiration - Stars who were Homeless

As you'll know, we encourage everyone who aspires to own their own place, during these times of stratospheric property prices, to consider sharing to achieve their goal. That said, if you're currently renting or living with your parents, at least you have a home; how challenging it must be to be...
21/03/2018

Sharing your home as a Carer

Many people find themselves when caring for someone who lives nearby, whether a close friend or family member, considering moving that person into their own home for various reasons. It might be because the person's care needs have become greater or, for example, they've just been released from...
13/03/2018

Share a house you've completely redesigned!

Imagine not only choosing jointly to buy property with some friends but also to knock it down and completely redesign it? Might this be possible without falling out completely? Happily, the answer is yes, according to one recent media report. A chap called David bought a home in Camberwell...
05/03/2018

Mash Report: millennials never able to buy a property?

Millennials get a fairly harsh press for example with studies suggesting that they are set to be the most obese generation ever and accusations of frittering their disposable incomes away on avocado toast and frequent holidays. But the real issue is whether they'll ever be able to buy their own...
26/02/2018

Winter Olympics 2018: Home Sharing Inspiration in Action!

The Pyeongchang Winter Olympics 2018 - well, actually, any Olympics really(!) - should give inspiration to anyone considering sharing a property, particularly with relative strangers. Why? Well, there's the small matter of the Olympic Villages, where, for this Winter Olympics, some 2,952...
21/02/2018

George Ezra Shares with A Stranger (Tamara!)

Singer George Ezra's new album 'Staying At Tamara's' has a wonderful house-sharing story attached to it and one which indeed gave the title to the album! The 'Budapest' singer revealed in various media reports that he took himself away from his native London to spur his creative juices to...
05/02/2018

Property Buyers Match must draw up a co-ownership agreement

Property Buyers Match must draw up a co-ownership agreement Property Buyers Match must draw up a co-ownership agreement to protect their share in the property. When you buy a property jointly with friends, family, flat mates, you share the property as tenants in...
18/01/2018

Care and Share With The Elderly

While you're weighing up various options for rented accommodation, you may well wish to consider if the opportunity to care and share with the elderly suits you. What normally happens is a younger person moves into and shares the home of a single, elderly person and pays either an affordable rent -...
11/01/2018

How to successfully buy a home with a stranger

30 years ago the thought of buying a home with a stranger may have been something that no one would consider seriously. Now with home ownership on the decline and property prices at record breaking levels, first time buyers are teaming up with other like-minded buyers they've met online to get...
02/01/2018

House Sharing Tips Part 7: Share with someone who is creative!

House Sharing Tips Part 7: sharing a mortgage and a house to access the property ladder is undoubtedly taking a positive step in life: it is your investment into a brighter future; having aspirations and dreams which you work hard to achieve is pure creativity and finding a house sharer who also...
18/12/2017

House Sharing Tips Part 6: Share with someone in your family

When considering who you might share a mortgage and house with to get on the property ladder, it is reasonable to consider members of your own family early on in the process. Should Ed Miliband get the keys of 10 Downing Street in the 2015 election, he won't be sharing with his...
16/12/2017

House Sharing Tips Part 5: Share with Someone who Creates the Right Environment!

House Sharing Tips Part 5: now you've opted for sharing a house with others as your way onto the property ladder, you'll need to ensure that anyone you share with will help you create the right environment for sharing. Not only must you find sharers that you personally get on with but these must...
13/12/2017

House Sharing Tips Part 4: Share with someone you get along with

House Sharing Tips Part 4: house sharing with someone you get along with is a must. It is why most experts are predicting No 10 being shared by Ed Milliband and Nicola Sturgeon if Labour gets the most seats after the Having many things in common with someone is highly important for...
09/12/2017

Barclays Bank suggests buying in a group

Barclays Bank suggests buying in a group Being able to afford to buy a property in England is becoming harder with rising house prices and a shortage of properties to buy. The Government are doing what they can with Help to Buy and Shared Ownership, but neither are solutions for affording to the...
08/12/2017

House Sharing Tips Part 3: Share with someone you know

House Sharing Tips Part 3: house sharing with someone you have lived with before is for for many the most obvious choice. In fact some analysts are suggesting this will be the most likely decision for David Cameron, if the Conservatives don't get a majority vote, is to continue their house sharing...
06/12/2017

Share a Mortgage and save thousands in rent

Share a Mortgage and save thousands in rent First-time buyers typically spend around £42,000 renting over seven years before owning their own property, according to research from Santander mortgages. For an average UK house worth £250,000 they will also have had to secure at least a...
05/12/2017

Protect Yourself from Identity Fraud

Make Sure Your Profile Attracts the Right Mortgage Buddy and Not an Identity Thief We are very responsible in helping people understand how to stay safe when first getting to know someone online, and once you are happy, in person. An area less touched on however, is the risk of falling foul to...
04/12/2017