Help to Buy

We support you through the whole Help to Buy Process using hand selected mortgage brokers, solicitors and surveyors.

Help-to-Buy-MortgageHelp to Buy Mortgage Brokers
Exclusive Help to Buy mortgage products with independent advisors who have access to the whole of the mortgage market - not just one mortgage lender. Book an mortgage appoint here.



Help-to-Buy-ConveyancingConveyancing Solicitors
Specialist Help to Buy lawyers able to lead you through the complex process of buying your new build leasehold property. We provide Fixed Fee quotes protected by a No Sale No Fee. Get a FREE quote by clicking here.



Property-Survey.pngProperty Surveyors
We have a network of Local RICS surveyors ready to inspect your property to identify potential snags which can cost thousands of pounds to repair. We provide detailed reports and prices you can afford. Book your RICS Property Survey here.




Help to Buy is a Government initiative to boost home ownership for first time buyers and consists of a number of schemes. There are two main Help to Buy schemes, both of which enable you to buy a property with as little as a 5% deposit. The two different types of scheme are:

Help to Buy: Equity Loan (including Help to Buy London) 
This scheme applies to New Builds. You need at least a 5% deposit and the Government gives you a loan of up to 20% (or 40% for Help to Buy London) of the purchase price, then you secure of mortgage of up to 75% (55% for Help to Buy London) to cover the rest.
NB The Equity Loan scheme is set to run until 2020.

Read more about the Equity Loan scheme

Help to Buy: Mortgage Guarantee - this scheme covers existing homes as well as New Builds. You need at least a 5% deposit and fund the rest of the purchase with a 95% mortgage. The Government guarantees to cover 15% of the mortgage with the lender in the event of you defaulting on repayments.
NB The mortgage guarantee scheme is set to end on 31 December 2016.



Are you eligible for Help to Buy?

Equity loans are available to first time buyers as well as homeowners looking to move. The home you want to buy must be newly built with a price tag of up to £600,000.

You won’t be able to sublet this home or enter a part exchange deal on your old home. You must not own any other property at the time you buy your new home with a Help to Buy: Equity Loan.
Help-to-Buy-ISA

What about the Help to Buy ISA?

The Government has also created an ISA aimed at encouraging people to save for a home deposit. You can save up to £200 each month and for each £200 saved, the Government will add £50, as long as you save more than £1,600.

The maximum you can save is £12,000 to which the Government will add the maximum £3,000. You only get the bonus if the money is put towards a house deposit. Click on the following to find out more - Help to Buy ISAs explained

Want help with Help to Buy?

We provide the complete home moving service including solicitors and surveyors. Our experienced Help to Buy solicitors will aid run as smoothly as possible. Get your free online fixed fee conveyancing quote then one of our experts will contact you according to the details you provide.


Find-a-Help-to-Buy-Property-Near-You.png