Complete Help to Buy service for First Time Buyers
Including Mortgage Brokers, Solicitors & Surveyors



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0333 344 3234 (Local call charge) M-F 9am-6pm Sat 11am to 1pm Get a Help to Buy Online Quote
Free - No Obligation - All Inclusive Quote

Help to Buy Surrey

23/11/2015
We support you through the whole Help to Buy Process using hand selected mortgage brokers, solicitors and surveyors

Help-to-Buy-MortgageHelp to Buy Mortgage Brokers
Exclusive Help to Buy mortgage products with independent advisors who have access to the whole of the mortgage market - not just one mortgage lender. Book a free Independent Mortgage Broker appointment.



Help-to-Buy-ConveyancingConveyancing Solicitors

Specialist Help to Buy lawyers able to lead you through the complex process of buying your new build leasehold property. We provide Fixed Fee quotes protected by a No Sale No Fee. Book a free Help to Buy Conveyancing Solicitor Quote.


Property-Survey.pngProperty Surveyors

We have a network of Local RICS surveyors ready to inspect your property to identify potential snags which can cost thousands of pounds to repair. Book a free Help to Buy Home Buyers Survey Quote.


Help to Buy Agent for Surrey
The Help to Buy Agent for Surrey is Click here to find your local Help to Buy Agent and you can contact them at:

Click on the following link for the address, telephone number and email of your local Help to Buy agent

The Government is running the  Help to Buy: Equity Loan  (scheme ends in 2022) for First Time Buyers in Surrey;
 
you'll need a minimum of a 5% deposit and a Help to Buy mortgage. 

NB The Help to Buy Mortgage Guarantee scheme ended 31 December 2016.

Help-to-Buy-ISA
TIP - Get your Help to Buy ISA
If you have not yet done so already you should look to take out a Help to Buy ISA through the Government. You can put in a one off lump sum of £1,000 to start along with your first monthly investment of £200 - remember for each £200 invested the Government contributes £50 towards the purchase of a property.  Click to find out more about the Help to Buy ISA .

What is Help to Buy?

The Government’s Help to Buy Equity Loan initiative in Surrey allows eligible people to buy properties with as little as a 5% deposit. The maximum purchase price of any property you buy is £600,000.

The Government provides you with a loan of up to 20% of the property's purchase price and you have to secure a mortgage for the remaining 75%

For properties in the London area, the London Help to Buy scheme operates. It is broadly the same as the Help to Buy Equity Loan, except the Government provides a loan of up to 40% of the purchase price, to reflect the higher property prices in London, so a mortgage must be secured for the remaining 55% of the purchase price.


Your local Help to Buy Agent is best placed to give you information about Help to Buy Equity Loan schemes in Surrey. You can find out their contact details by enquiring to the Surrey Local Authority Councils, their address, telephone their local number.

The Help to Buy initiative also has some specific targeted schemes within it, most notable of which is Armed Forces Help to Buy (click to find out more).
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About Buying a home in Surrey

Property Prices in Surrey

The current average property price in Surrey is £483,695 and this has increased by 8% compared to last year. As with any property purchase you must budget for if a property goes up in value, as well as down.
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Help to Buy Equity Loan repayments, mortgages and selling your home

When you use the Equity Loan to buy a property in Surrey, no repayments on the Government loan need to be made for 5 years.

The loan is cheaper to finance than it would be on the open market and you only have to get a mortgage for a maximum of 75% of the property’s value. 

That said, the Government has a charge on your property in Surrey, worth up to 20% (40% for London Help to Buy), as well as the mortgage lender’s charge. Until the Government loan is repaid, on sale, the Government will be due up to 20% of on any increase in the property value.

If you would like advice more about the Help to Buy schemes, call 0333 344 3234.

We have recently completed home moves for clients in Surrey:

Completed Property
 14 Boshers Gardens, Egham, Surrey, TW20 9NZ

Completed Property
 101 Shawley Way, Epsom, Surrey KT18 5PG

Completed Property
 11 Kew Crescent, Sutton, Surrey, SM3 9RU

Completed Property
 56 South Wood Close, Worcester Park, Surrey, KT4 8QH

Completed Property
 12 Lansdowne Rd, Frimley, Camberley, Surrey, GU16 9UW

Do you need Help to Buy Solicitors?

We tailor our Help to Buy conveyancing quotes to your specific transaction and include all of the work required to complete your conveyancing in our fixed fee. Our conveyancing solicitors help home movers throughout Surrey and the surrounding areas and ensure the quotes we provide are fixed and competitive.

Call 0333 344 3234 to get a fixed fee Help to Buy conveyancing quote tailored to your property.

Help-to-Buy-Conveyancing-Specialists
 

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