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Shared Ownership Solicitors Langley

Low Cost Conveyancing
Competitive Conveyancing Fees
The shared ownership conveyancing process differs to a standard sale or purchase and you'll want to make sure that the costs don't go up. We only give Fixed Conveyancing Quotes which include all the work in just one low price.

No Sale No FeeNo Sale, No Fee Conveyancing
Our quotes include as standard our No Sale No Fee cover which means if for any reason your transaction should fall through, you won't incur the costs of the legal work to date. Read our No Sale No Fee Policy by clicking here.

Local ExpertiseBerkshire Professionals
Our solicitors use their local knowledge of Langley to ensure your home move completes as smoothly as possible. We have worked with most of the leading local estate agents and have direct connections with Slough Borough Council. 

Conveyancing Quality Scheme CQSConveyancing Quality Scheme & On All Mortgage Lender Panels
The Law Society have awarded our solicitors the CQS badge of excellence which means we are able to deliver conveyancing services in Langley to the high standards expected; which are regulated annually. We are also able to work with any mortgage lender in England & Wales including Metro Bank, HSBC, Santander & Halifax Plc.

Call 01344 567 887 to get your quote (Local rate call charge) 

Who is eligible to buy shared ownership properties?

Criteria for eligibility for shared ownership do vary and this is also the case for shared ownership properties in and around Langley. Normally, you can purchase a property via shared ownership if:

BulletYour household earns £80,000 a year or less (for London this becomes £90,000).

BulletYou are a first time buyer or you used to own a home but cannot afford one now or you are an existing property owner and wish to upsize to a larger property, for example to meet the needs of a growing family.

BulletYou rent a housing association or council property.

NB Shared ownership eligibility criteria changes from time to time; to ensure that you are currently eligible please check the Government's latest published information about Buying through Shared Ownership

Shared Ownership Example

If you were to buy a 25% initial share of a £200,000 property in Langley, it means your share would be worth £50,000.

For this, if you had to save a 10% deposit, this would mean you having to save £5,000. You would have to get a shared ownership mortgage for the rest of the share, i.e. you would have to borrow £45,000 from a lender.

You could choose to pay stamp duty on the whole £200,000 value of the property but you would not need to, because your £50,000 share is less than the £125,000 threshold, above which you have to pay the tax.

You would have to pay £20 to the Land Registry for registration fees, because the value of your portion of the property is between £0 and £80,000, but if the property is a new build and is being registered for the first time, you would have to pay £40.
What is Shared Ownership?
Shared ownership is where you buy a percentage share of a home from a housing association, normally a minimum 25%, and you pay rent on the remaining share held by that housing association. Shared ownership schemes work to make buying homes available to people who don't have enough resources to buy a home through the open market. 

If you want to purchase a shared ownership home in Langley, Cowley, George Green or anywhere in Berkshire, you have to be eligible to be a shared owner - this is discussed below. 
You have to save up for a deposit on the share you want to buy then get a shared ownership mortgage from a lender to buy the rest of the share. 

Normally after 1 year of ownership has passed you have the choice to purchase a larger percentage of your home from the housing association (this also means that your rent on the remaining share will fall). This is called staircasing. Find out more information about this by reading Staircasing Shared Ownership.

Shared ownership conveyancing is of greater complexity than basic residential conveyancing - there's more parties involved, more complex contracts and there are procedures and deadlines which have to be met - you can read more about this here). In all cases, it's highly recommended that you hire an experienced shared ownership conveyancing solicitor - it could end up saving you £1,000s.

You can find out about shared ownership in Langley by contacting Slough Borough Council by letter to Burnham Ln, Slough, Berkshire SL1 6LZ or by phoning 01628 696 000.

Question-Mark.pngHow do you Apply for Shared Ownership in Langley?
We work with all the Housing Associations throughout Berkshire including L&Q, Family & Mosaic, East Thames Homes and  A2 Dominion. You can see the details for all housing associations in London here - List of Housing Associations for Shared Ownership in and around London


Our Conveyancing Solicitors are experts on Shared Ownership in Langley.

We tailor our conveyancing quotes to your specific transaction and include all of the work required to complete your shared ownership conveyancing in our fixed fee. Our conveyancing solicitors can help you move in Langley and will ensure the quotes we provide are fixed and competitive.

Call 01344 567 887 to get a fixed fee conveyancing quote tailored to your property.

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